Business Loans to ‘Keep the Lights On’ Fall in Q2 2025 But, The Average Personal Guarantee Risk for SMEs Edges Nearer to £200k

Purbeck Personal Guarantee Insurance Monitor, Q2 2025, reveals the growing burden for Directors and Owners of UK SMEs Highlights: SMEs are improving their ability to scale rather than just survive, according to the latest analysis of personal guarantee insurance applications for business loans by Purbeck Insurance Services. In Q2 2025, 24% fewer small and medium sized businesses needed personal…

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